Released on = November 21, 2006, 11:44 am

Press Release Author = David Jones / Sunshine Mortgage

Industry =

Press Release Summary = For most people, the move from a rented place to their own
home carries one huge advantage: security. The knowledge that the walls around them
are their own that they can do whatever they want within them and that no one can
tell them to leave are some of the biggest reasons people choose to take out
mortgages and pay them off as quickly as possible. In fact, paying your mortgage
off could be one of the biggest mortgage mistakes that people make.

Press Release Body = \"Th fact is, if you\'re going to put your money anywhere, your
home is probably the worst place to do it,\" advises David Jones branch manager of
Sunshine Mortgage, a Florida Mortgage Broker. \"The appreciation is minimal compared
to the markets and there are no tax advantages to money that\'s stored in bricks.\"

According to Jones, the best thing for most homeowners to d is to take out a
long-term mortgage with low monthly payments and refinance before the mortgage is
paid off completely.

The cash can then be stored in an investment model that provides higher rates of
return, safety of principal and more tax benefits than the property that\'s
completely owned by the homeowner.

Of course, just because not paying off your mortgage makes good financial sense, it
doesn\'t mean that everyone\'s doing it.

\"When you talk about mortgages and homeownership, the heart almost always beats the
head,\" says Jones. \"People want the security that comes with owning their own home
and they don\'t care how much it costs.\"

For more information and a fascinating interview, call David Jones at (813)413-7974.

Web Site = http://mortgage-refinancing-guide.com/mortgage-refinancing.html

Contact Details = David Jones
david@mortgage-refi-guide.com
813-413-7974
206-984-4100 fax